Boat Insurance in Tiverton and Little Compton, RI
Keeping Boaters In Tiverton And Throughout Eastern Rhode Island Protected Against Risk
Damages to property, injuries, and theft are a few of the risks that you face as a boat owner, and these and other risks can be costly. For this reason, you need protection, which insurance provides. At Paquin Insurance Agency, Inc. we have a complete boat insurance program, which is flexible and also which we tailor to individual clients.
We’ve insured boats for more than 54 years, and we also have access to many markets. We live in areas that are right on the water, and we therefore know boats and watercraft well. For these reasons, we’ll provide to you the best possible boat insurance. Whether you own and operate a yacht and also a series of smaller vessels or you own and operate a single sailboat, we’ll help you stay protected.
Boat Insurance Coverage Details For Boaters In Rhode Island And In Massachusetts
Boat insurance is a lot like auto insurance; it provides many of the same coverages and also it protects in similar ways. However, boat insurance is unique. It can be purchased for actual cash value (ACV) or for agreed amount value, and also the price of boat insurance depends on a number of factors. Vessel age and value, and also operator driving history are among the factors that influence boat insurance price.
There are many coverages that you can purchase as parts of your boat insurance policy or plan, including property, liability, medical payments, and accessories coverage. We offer these and other coverages, which we’ll help you select. We’ll ensure that any solution that you purchase is fitting to both your boat and your budget.
Some of the vessels that we insure include:
- Performance Boats
- Sail Boats
- Bass Boats
- Jet Skis
The coverages from which you can choose include but are not limited to:
- Collision with another boat or object
- Damage caused by uninsured or underinsured boaters
- Bodily injury payments
- Damage to another's property
- Medical Payments
- Guest Passenger Liability
You can also protect equipment that is attached to your boat. This equipment incudes anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property can also be purchased.
Boat Insurance Benefits And Discounts
You may be eligible for extended policy benefits like On-Water Towing and Roadside Assistance. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your boat and auto policies. Even just being an accident-free boater and/or completing a boating safety course can help you save money.
Contact an agent to learn about benefits and discounts for which you may be eligible.
Experienced, Thorough Agents Keeping Youn And Your Watercraft Secure
We know that boats and other watercraft are large investments, and this is one reason why we take a hands-on and detailed approach to serving clients. We thoroughly assess the clients’ needs through in-depth consultations and risk analyses. Once we know and understand the clients’ needs, we identify the right coverage’s that create the best possible solutions for our clients.
We keep a close eye on the policies and plans that we write, and this ensures that coverages are always current and also that clients’ rates are always competitive. If and when possible, we include clients in policy or plan review processes, and this enables the clients to not only understand their purchases but also be aware of needs for changes to coverages.
Additional Boat Insurance Information:
At Paquin Insurance Agency, Inc. we’re proud to provide boat insurance in Tiverton, Little Compton, and Portsmouth, RI and in Fall River, Westport, and Somerset, MA. We also serve other areas in Rhode Island and in Massachusetts.